Contribution |
Age Band |
Monthly Premium per person |
0-17 |
MWK 9,171.00 |
18-29 |
MWK 10,331.00 |
30-39 |
MWK 14,197.00 |
40-49 |
MWK 15,228.00 |
50-59 |
MWK 20,641.00 |
60-69 |
MWK 23,735.00 |
70 Plus |
MWK 37,783.00 |
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Annual Limit |
K35,000,000.00 |
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Institutions |
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Government, Mission and Private Hospitals and Clinics Registered with the Society |
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Territorial Limit |
Sub Saharan Africa Region including India with payment of Top-Up days at $5.00 per day extending this limit to rest of the world |
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Services |
Coverage |
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Emergency Evacuation (Ambulance) |
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(Between hospitals within the territorial
Limit Including air transport) |
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1 |
Emergency Evacuation by road or air to the nearest suitable facility, pre-hospital care and treatment for life or limb threatening events |
100% subject to cover limit |
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2 |
Third Party Accompaniment |
100% for Economy Air Fare |
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3 |
Child Accompaniment |
100% for Economy Air Fare,
accommodation for parent of child
under 16 years of age
(limit MK14,200 per day for up to 30 days) |
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4 |
Repatriation of mortal remains following medical emergency |
100% for Economy Air Ticket up to
MK710,000.00 |
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Emergency Dental following accident injury, relief of immediate pain |
100% Subject tariff up to MK142,000.00 |
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Drugs |
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1 |
Supplied to In-Patients |
100% subject to annual cover and tariff |
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2 |
ARV's First line treatment from approved service providers |
NIL |
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Foreign Treatment (Please note that for out-patient treatment is not applicable) |
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1 |
Specialist foreign medical treatment |
100% subject to annual cover and
referral by local specialist. |
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2 |
Travel emergency medical treatment |
100% subject to annual cover and
approval by MASM. |
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3 |
Student foreign medical treatment |
100% subject to annual cover and letter
of guarantee from MASM. |
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6 |
Home Nursing (Post-operative rehabilitation) |
100% up to MK2, 130,000.00 or 90 days. |
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Elective Treatment (if outside country of residence. Includes hospital admissions, intensive care, outpatient care, laboratory tests, x-rays, specialist treatment and drugs |
100% of full benefit subject to cover limit. |
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