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In this membership guide we explain what is and what is not covered by our schemes. This document describes the terms and conditions applicable to the medical aid benefits covered under each scheme. This policy document must be read in conjunction with the scheme benefits tables, which describe the benefits that you are entitled to and the limits attached to these benefits. We have taken every effort to ensure that all the important information you require is in this guide, so please spend a few moments looking through it to ensure that the cover we are providing meets your requirements.
